General Corporate Information


Class Finance plc is a public limited company registered under the laws of Malta with registration number C 94741.


Class Finance plc has issued €3,000,000 4.9% Unsecured Bonds 2032 of a nominal value of €100 per Bond, the obligations of which are guaranteed by its subsidiary company, Class Optical Manufacturing Limited (C 6387). The said Unsecured Bonds are listed on the Prospects MTF, a multilateral trading facility operated by the Malta Stock Exchange.


Class Finance plc and Class Optical Manufacturing Limited form part of a group of companies, a structure chart of which is set out hereunder: 




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Board of Directors


The business and affairs of Class Finance plc are managed by the board of directors composed of the following persons: 


Dr. John C. Grech

Independent Non-Executive Director & Chairman

Mr. Cyril Gabarretta

Executive Director

Mr. Robert Tua

Executive Director

Dr. Maurice Zarb Adami

Non-Executive Director

Mr. Kerstien Gabarretta

Non-Executive Director

Mr. Robert Ebejer

Independent Non-Executive Director


Dr. John C. Grech - Independent Non-Executive Director & Chairman


Dr. Grech graduated from the University of Malta in 1971 and 1974. In 1978 he also obtained a Ph.D. in International Economics from the Graduate Institute for International Studies of the University of Geneva. He served as Chairman of the Bank of Valletta Group, Middle Sea Valletta Life Assurance Limited, the Malta Tourism Authority, Mizzi Organisation and as President of the Mediterranean Bank Network. He is currently Chairman of Fimbank plc, Chairman of the MelitaUnipol Insurance Agency Limited and Chairman of Central Cement Limited. He also served as visiting professor at the University of Malta.


Mr. Cyril Gabarretta – Executive Director


Cyril Gabarretta has been involved in retailing eyewear since early adult life. After studying dispensing and training abroad, Cyril opened a boutique optician’s outlet in 1965.  He has always been after innovation and was one of the first to actively market and encourage the usage of contact lenses in Malta.


Mr. Robert Tua – Executive Director


Robert was born and bred in the world of optics and has long been involved in his family outlets.  He furthered his studies following a number of courses in optics both in the UK and Italy. He took on the manufacturing arm of the Class Group since inception of the venture bringing it to the production of contact lenses and optical lenses.  


Dr. Maurice Zarb Adami – Non-Executive Director


A pharmacist by profession, Maurice has been active in various areas. Today, he serves as senior lecturer in Pharmacy at the University of Malta, but before this he occupied various top positions in some of Malta’s largest organisations, both in the public and private sector. He has also served as government pharmacist and medical representative. He was Chairman of Maltacom (now GO), one of the Malta’s top communications company, the Public Broadcasting Services and Gozo Channel Co Ltd. 


Mr. Kerstien Gabarretta – Non-Executive Director 


Kerstien is a qualified Optometrist. He attended Bradford University from 1991-1994, graduating with honours.  Before coming to Malta, he practiced his specialization during a placement year at Auckland Opticians in Yorkshire gaining valuable hands-on experience. He has been practicing optometry since 1995, registered under the Council of Professions Complementary to Medicine (CPCM) and for five years (2008 to 2013), served as board member for this council.  He now serves as a member of the subcommittee regarding Optometry with CPCM and is a member of The European Academy of Ophthalmic Opticians.


Mr. Robert Ebejer - Independent Non-Executive Director 


Robert is a warranted certified public accountant. He graduated from the University of Malta in 1997 and furthered his studies obtaining a Master of Business Administration from the University of Malta in 2005. He has garnered over 20 years’ experience in accounting, auditing, tax planning and corporate issues and is presently the managing director of Vector Assurance Limited, a firm of certified public accountants holding a warrant to practice the profession of accountant in terms of the Accountancy Profession Act (Cap. 281 of the laws of Malta). Robert has extensive experience in the telecommunications, manufacturing and insurance industry.


The Board of Directors is complimented by a Mr. Anton Magro (Company Secretary and Compliance Officer): 


Anton obtained his Bachelor’s degree in Business & Computing from the University in Malta.  He started his career in business consultancy and ERP implementations. During this period, he studied for the Association of Chartered Certified Accountants before joining Griffiths + Associates Advisory Ltd as a Senior Manager. Today, Anton is Director of Griffiths + Associates Advisory Ltd and is seconded to the Class Group to carry out the role of Chief Financial Officer.


Senior Management


The following persons are responsible for the day-to-day management of the Issuer Group: 


(a) Robert Tua
(b) Cyril Gabarretta


Contact Information


Class Finance plc (C 94741)

UBT 13/14, San Gwann Industrial Estate,

San Gwann SGN 3000, Malta

Tel: 23811000